Why Segregated Funds

Segregated funds offer the growth potential of mutual funds, but they provide a distinct advantage – protective features only available through an insurance company:

  • Death benefit and maturity guarantees
  • The ability to bypass probate
  • The potential for creditor protection

What are the Benefits of Segregated Funds?

The breadth of protection options offered through Segregated Funds provides an ideal financial planning tool designed to help grow and protect your wealth. The overall value of segregated funds is unparalleled in the industry and offers you benefits such as:

  • a choice of maturity guarantees – to help protect your principal investment
  • a Guaranteed Minimum Withdrawal Benefit – that can offer predictable, sustainable, and potentially increasing retirement income for life*
  • a broad choice of funds from well-respected managers – providing optimum diversification
  • the ability to bypass probate and estate fees – saving your beneficiaries valuable time and money
  • a choice of reset options – to potentially increase your guarantee values
  • a choice of death benefit guarantees – to help preserve your wealth
  • potential creditor protection – to help protect your personal assets from professional liability
  • the flexibility to switch between funds and fund managers within each segregated fund family and free of charge with these benefits in mind, it is easy to see how Segregated Funds can help provide investment protection every step of the way.